MMA Statistics Database
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Financial Sector / Financial Soundness Indicators (FSIs) underlying series / Deposit Takers / Memorandum Series

Reference lending rates

966.4
Basis points • Jan 2026
-0.2% vs. previous month
-2.7% vs. same month previous year
968.48
Basis points • Q4 2025
-0.8% vs. previous quarter
-2.6% vs. same quarter previous year
968.48
Basis points • 2025
-2.6% vs. previous year
Month
Quarter
Year
Composition chart is not applicable for this series
Composition chart is not applicable for this series
Composition chart is not applicable for this series
Values in Thousands (K) of Basis points
2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026
Jan 0.97 0.97 0.94 1.00 1.00 1.00 0.94 0.99 0.99 0.99 0.97
Feb 0.97 0.96 0.95 1.01 1.00 1.00 0.93 0.99 1.00 1.00
Mar 0.98 0.97 0.94 1.00 0.99 0.99 0.91 1.00 1.00 0.99
Apr 0.98 0.96 0.94 1.01 0.99 1.00 0.90 1.00 1.00 0.99
May 0.97 0.96 0.94 1.00 0.99 0.98 0.90 1.01 0.97 0.98
Jun 0.98 0.95 0.95 1.00 0.99 0.98 0.88 0.99 0.97 0.98
Jul 0.97 0.95 1.00 1.00 0.99 0.97 0.87 0.99 0.98 0.98
Aug 0.98 0.95 1.00 1.00 0.99 0.97 0.86 1.00 0.98 0.98
Sep 0.97 0.98 0.95 1.00 1.00 0.99 0.98 0.99 1.00 1.00 0.98
Oct 0.96 0.98 0.95 1.00 1.00 0.99 0.97 0.99 0.99 1.00 0.98
Nov 0.96 0.98 0.94 1.00 1.00 0.99 0.97 0.99 1.00 1.00 0.96
Dec 0.97 0.97 0.94 1.00 1.00 0.99 0.96 0.99 0.99 0.99 0.97
2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Q1 0.98 0.97 0.94 1.00 0.99 0.99 0.91 1.00 1.00 0.99
Q2 0.98 0.95 0.95 1.00 0.99 0.98 0.88 0.99 0.97 0.98
Q3 0.97 0.98 0.95 1.00 1.00 0.99 0.98 0.99 1.00 1.00 0.98
Q4 0.97 0.97 0.94 1.00 1.00 0.99 0.96 0.99 0.99 0.99 0.97
2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
0.97 0.97 0.94 1.00 1.00 0.99 0.96 0.99 0.99 0.99 0.97
Data
ID 4840
Range Sep 2015 - Jan 2026
Frequency Monthly
Source
Maldives Monetary Authority

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