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Financial Sector / Financial Soundness Indicators (FSIs) / Deposit Takers / Additional FSIs

Spread between reference lending and deposit rates (base points)

806.21
Basis points • Oct 2025
No significant change vs. previous month
-3.0% vs. same month previous year
806.38
Basis points • Q3 2025
-0.5% vs. previous quarter
-5.5% vs. same quarter previous year
820.66
Basis points • 2024
-4.2% vs. previous year
Month
Quarter
Year
Composition chart is not applicable for this series
Composition chart is not applicable for this series
Composition chart is not applicable for this series
Values in Basis points
2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Jan 800.74 809.25 805.56 870.68 859.48 857.83 799.79 865.75 860.98 821.16
Feb 804.30 839.56 817.17 876.82 869.49 852.05 797.51 866.74 863.10 830.83
Mar 809.61 843.32 815.05 878.46 853.74 851.26 781.28 876.18 866.11 814.88
Apr 807.38 833.19 812.17 879.70 853.57 858.05 770.42 881.41 866.40 812.09
May 808.63 825.52 806.71 872.72 844.93 838.08 763.63 886.26 826.56 810.12
Jun 810.10 818.42 815.70 866.27 856.58 834.47 764.28 859.15 826.38 810.46
Jul 803.80 819.71 870.22 865.90 839.08 829.77 750.70 853.39 829.28 808.52
Aug 802.18 821.37 867.15 863.47 835.61 828.26 740.41 859.52 829.23 807.47
Sep 736.30 807.82 817.60 864.54 863.36 838.85 829.84 859.35 861.64 853.00 806.38
Oct 752.83 807.47 814.63 860.72 861.63 836.87 827.77 860.91 856.73 831.24 806.21
Nov 782.60 812.36 814.80 864.60 863.45 839.06 822.74 864.51 860.22 829.41
Dec 794.22 802.48 810.30 872.81 855.50 840.20 817.69 864.54 856.22 820.66
2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Q1 809.61 843.32 815.05 878.46 853.74 851.26 781.28 876.18 866.11 814.88
Q2 810.10 818.42 815.70 866.27 856.58 834.47 764.28 859.15 826.38 810.46
Q3 736.30 807.82 817.60 864.54 863.36 838.85 829.84 859.35 861.64 853.00 806.38
Q4 794.22 802.48 810.30 872.81 855.50 840.20 817.69 864.54 856.22 820.66
2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
794.22 802.48 810.30 872.81 855.50 840.20 817.69 864.54 856.22 820.66
Data
ID 4814
Range Sep 2015 - Oct 2025
Frequency Monthly
Source
Maldives Monetary Authority

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